Wintery Knight

…integrating Christian faith and knowledge in the public square

Graduate students with non-STEM degrees increasingly dependent on welfare programs

From the Chronicle of Higher Education. (H/T Nancy Pearcey)

Excerpt:

Melissa Bruninga-Matteau, a medieval-history Ph.D. and adjunct professor who gets food stamps: “I’ve been able to make enough to live on. Until now.”

“I am not a welfare queen,” says Melissa Bruninga-Matteau.

That’s how she feels compelled to start a conversation about how she, a white woman with a Ph.D. in medieval history and an adjunct professor, came to rely on food stamps and Medicaid. Ms. Bruninga-Matteau, a 43-year-old single mother who teaches two humanities courses at Yavapai College, in Prescott, Ariz., says the stereotype of the people receiving such aid does not reflect reality. Recipients include growing numbers of people like her, the highly educated, whose advanced degrees have not insulated them from financial hardship.

“I find it horrifying that someone who stands in front of college classes and teaches is on welfare,” she says.

Ms. Bruninga-Matteau grew up in an upper-middle class family in Montana that valued hard work and saw educational achievement as the pathway to a successful career and a prosperous life. She entered graduate school at the University of California at Irvine in 2002, idealistic about landing a tenure-track job in her field. She never imagined that she’d end up trying to eke out a living, teaching college for poverty wages, with no benefits or job security.

Ms. Bruninga-Matteau always wanted to teach. She started working as an adjunct in graduate school. This semester she is working 20 hours each week, prepping, teaching, advising, and grading papers for two courses at Yavapai, a community college with campuses in Chino Valley, Clarkdale, Prescott, Prescott Valley, and Sedona. Her take-home pay is $900 a month, of which $750 goes to rent. Each week, she spends $40 on gas to get her to the campus; she lives 43 miles away, where housing is cheaper.

Ms. Bruninga-Matteau does not blame Yavapai College for her situation but rather the “systematic defunding of higher education.” In Arizona last year, Gov. Jan Brewer, a Republican, signed a budget that cut the state’s allocation to Yavapai’s operating budget from $4.3-million to $900,000, which represented a 7.6 percent reduction in the college’s operating budget. The cut led to an 18,000-hour reduction in the use of part-time faculty like Ms. Bruninga-Matteau.

“The media gives us this image that people who are on public assistance are dropouts, on drugs or alcohol, and are irresponsible,” she says. “I’m not irresponsible. I’m highly educated. I have a whole lot of skills besides knowing about medieval history, and I’ve had other jobs. I’ve never made a lot of money, but I’ve been able to make enough to live on. Until now.”

She’s irresponsible, because she expects the people who choose to study rather difficult and unpleasant subjects like nursing and computer science and economics to pay for her lifestyle through taxation and “higher education funding”. I do think it’s important to point out that the main driver of higher tuition is increasing government funding of education, and that this increasing funding of higher education is nothing but corporate welfare.

Excerpt:

The most obvious way that colleges might capture federal student aid is by raising tuition. Research to date has been inconclusive, but Stephanie Riegg Cellini of George Washington University and Claudia Goldin of Harvard have provided compelling new analysis. Cellini and Goldin looked at for-profit colleges, utilizing the key distinction that only some for-profit schools are eligible for federal aid. Riegg and Goldin find that that aid-eligible institutions “charge much higher tuition … across all states, samples, and specifications,” even when controlling for the content and quality of courses. The 75 percent difference in tuition between aid-eligible and ineligible for-profit colleges — an amount comparable to average per-student federal assistance — suggests that “institutions may indeed raise tuition to capture the maximum grant aid available.”

Here are some of the comments that I posted in a Facebook discussion about the CHE story:

I know that some may disagree with me, but this is why people need to focus on STEM fields and stay away from artsy stuff and Ph.Ds in general. We are in a recession. Trade school and STEM degrees only until things improve.

Also, no single motherhood by choice. Get married before you have children, and make sure you vet the husband carefully for his ability to protect, provide, commit and lead on moral and spiritual issues. This woman is not a victim. She chose her life, and the rest of us are paying for it. Nice tattoos by the way – that will really help when she’s looking for a job.

I am actually better at English than computer science, but I find myself with a BS and MS in computer science. We don’t get to do what we like. We do what we have to in order to be effective as Christians. According to the Bible, men have an obligation to not engage in premarital sex, and to marry before having children, and to provide for their families, or they have denied the faith. I would like to have studied English, but the Bible says no way.

I have no problem with people who can make a career out of the arts, like a Robert George or a William Lane Craig. But you can’t just go crazy. And I think men have a lot less freedom than women to choose their major, we have the obligation to be providers and we have to be selected by women based on whether we can fulfill that role (among other roles).

Women have more freedom because they are not saddled with the provider role like men are. However, I think that the times now are different than before. There is more discrimination against conservatives on campus in non-STEM fields and fewer non-STEM jobs in a competitive global economy. The safest fields are things like petroleum engineering, software engineering, etc.

If [people who major in the humanities] can make a living and support a family without relying on government-controlled redistribution of wealth, then I salute and encourage you. If you rely on the government, know that this money is being taken away from those who are doing things they don’t like at all in order to be independent and self-reliant. It is never good to be dependent on government. That money comes from people like me.

In response to an artsy challenger:

I am happy to be scorned by those who make poor choices so long as I can have my money back from them so that I can pursue my dreams. I didn’t see any of these artsy people in the lab at 4 AM completing their operating system class assignments, nor do I see them here working overtime on the weekend in the office. They can say anything and feel anything they want, and write plays and poetry all about their feelings, too. Just give me the money I earned back first. It’s not their money. They have no right to it.

One person asked why I was “always winter, never Christmas, and I replied:

It is Christmas for the Christians who I send books and DVDs to, as well as for the Christian scholars I support, and the Christian conferences, debates and lectures I underwrite across the world. Unfortunately, every dollar taken from me is a dollar less for that Ph.D tuition of a Christian debater, a dollar less for the flight of that Christian apologetics speaker, a dollar less for that textbook for that Christian biology student, and a dollar less for the flowers being sent to that post-abortive woman who I counseled who is now in law school. I have a need for the money I earn, and when it’s sent to Planned Parenthood to pay for abortions by the government, my plan to serve God suffers. And finally, should I ever get married, I would like my wife to have the option of staying home with the children and even homeschooling them. That costs money. Somehow, I feel that given the choice between my homeschooling wife and the public school unions, the government will choose to give my money to the unions. Just a hunch.

I think that people should go into the humanities when they are serious about making a career of it and can get the highest grades. But if they are coasting and only getting Bs and Cs and not paying attention in class, then drop out and go to trade school. Don’t complain later when you can’t find a job. STEM careers pay the most.

Top-earning degrees / college majors

Top-earning degrees / college majors

Here’s my previous post on the woman who accumulated $185,000 of student debt studying the humanities and is likewise demanding handouts and claiming not to be responsible.

Filed under: Commentary, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Half of all Americans live in households that get government handouts

From the Wall Street Journal.

Excerpt:

49.1%: Percent of the population that lives in a household where at least one member received some type of government benefit in the first quarter of 2011.

Cutting government spending is no easy task, and it’s made more complicated by recent Census Bureau data showing that nearly half of the people in the U.S. live in a household that receives at least one government benefit, and many likely received more than one.

The 49.1% of the population in a household that gets benefits is up from 30% in the early 1980s and 44.4% as recently as the third quarter of 2008.

[...] As of early 2011, 15% of people lived in a household that received food stamps, 26% had someone enrolled in Medicaid and 2% had a member receiving unemployment benefits. Families doubling up to save money or pool expenses also is likely leading to more multigenerational households. But even without the effects of the recession, there would be a larger reliance on government.

The Census data show that 16% of the population lives in a household where at least one member receives Social Security and 15% receive or live with someone who gets Medicare. There is likely a lot of overlap, since Social Security and Medicare tend to go hand in hand, but those percentages also are likely to increase as the Baby Boom generation ages.

[...]The more people who receive benefits, the harder it’s going to be to make cuts, and it’s never popular to raise taxes. In some respects that argues for letting a combination of tax increases and spending cuts that is set to automatically hit in 2013 take effect. There’s just one problem: the Congressional Budget Office says it would sink the economy into recession.

All of this dependence on the government is not good for us. How can we compete with the rest of the world when we just sitting around borrowing money from our kids and spending it?

Filed under: News, , , , , , , , , , , , , , , ,

Real greed is when adults force children to give them a bailout from debt

This is a must-read by Mark Steyn.

Excerpt:

While President Obama was making his latest pitch for a brand new, even more unsustainable entitlement at the health care “summit,” thousands of Greeks took to the streets to riot. An enterprising cable network might have shown the two scenes on a continuous split screen – because they’re part of the same story. It’s just that Greece is a little further along in the plot: They’re at the point where the canoe is about to plunge over the falls. America is further upstream and can still pull for shore, but has decided instead that what it needs to do is catch up with the Greek canoe. Chapter One (the introduction of unsustainable entitlements) leads eventually to Chapter 20 (total societal collapse): The Greeks are at Chapter 17 or 18.

What’s happening in the developed world today isn’t so very hard to understand: The 20th century Bismarckian welfare state has run out of people to stick it to. In America, the feckless insatiable boobs in Washington, Sacramento, Albany and elsewhere are screwing over our kids and grandkids. In Europe, they’ve reached the next stage in social democratic evolution: There are no kids or grandkids to screw over. The United States has a fertility rate of around 2.1, or just over two kids per couple. Greece has a fertility rate of about 1.3: 10 grandparents have six kids have four grandkids – i.e., the family tree is upside down. Demographers call 1.3 “lowest-low” fertility – the point from which no society has ever recovered. And compared to Spain and Italy, Greece has the least worst fertility rate in Mediterranean Europe.

So you can’t borrow against the future because, in the most basic sense, you don’t have one. Greeks in the public sector retire at 58, which sounds great. But, when 10 grandparents have four grandchildren, who pays for you to spend the last third of your adult life loafing around?

By the way, you don’t have to go to Greece to experience Greek-style retirement: The Athenian “public service” of California has been metaphorically face-down in the ouzo for a generation. Still, America as a whole is not yet Greece. A couple of years ago, when I wrote my book “America Alone,” I put the Social Security debate in a bit of perspective: On 2005 figures, projected public pensions liabilities were expected to rise by 2040 to about 6.8 percent of GDP. In Greece, the figure was 25 percent. In other words, head for the hills, Armageddon, outta here, The End. Since then, the situation has worsened in both countries. And really the comparison is academic: Whereas America still has a choice, Greece isn’t going to have a 2040 – not without a massive shot of Reality Juice.

Is that likely to happen? At such moments, I like to modify Gerald Ford. When seeking to ingratiate himself with conservative audiences, President Ford liked to say: “A government big enough to give you everything you want is big enough to take away everything you have.” Which is true enough. But there’s an intermediate stage: A government big enough to give you everything you want isn’t big enough to get you to give any of it back. That’s the point Greece is at. Its socialist government has been forced into supporting a package of austerity measures. The Greek people’s response is: Nuts to that. Public sector workers have succeeded in redefining time itself: Every year, they receive 14 monthly payments. You do the math. And for about seven months’ work – for many of them the workday ends at 2:30 p.m. When they retire, they get 14 monthly pension payments. In other words: Economic reality is not my problem. I want my benefits. And, if it bankrupts the entire state a generation from now, who cares as long as they keep the checks coming until I croak?

We hard-hearted, small-government guys are often damned as selfish types who care nothing for the general welfare. But, as the Greek protests make plain, nothing makes an individual more selfish than the socially equitable communitarianism of big government. Once a chap’s enjoying the fruits of government health care, government-paid vacation, government-funded early retirement, and all the rest, he couldn’t give a hoot about the general societal interest. He’s got his, and to hell with everyone else. People’s sense of entitlement endures long after the entitlement has ceased to make sense.

The perfect spokesman for the entitlement mentality is the deputy prime minister of Greece. The European Union has concluded that the Greek government’s austerity measures are insufficient and, as a condition of bailout, has demanded something more robust. Greece is no longer a sovereign state: It’s General Motors, and the EU is Washington, and the Greek electorate is happy to play the part of the United Auto Workers – everything’s on the table except anything that would actually make a difference. In practice, because Spain, Portugal, Italy and Ireland are also on the brink of the abyss, a “European” bailout will be paid for by Germany. So the aforementioned Greek deputy prime minister, Theodoros Pangalos, has denounced the conditions of the EU deal on the grounds that the Germans stole all the bullion from the Bank of Greece during the Second World War. Welfare always breeds contempt, in nations as much as inner-city housing projects. How dare you tell us how to live! Just give us your money and push off.

This is the real character of people who avoid having to care about producing goods and services to please customers – people who join public sector unions and work for the government. They elect candidates who will provide them with a standard of living much higher than what they can produce by their own efforts, and pass the bill down to real workers in the private sector, or worse, workers who are not even born. It’s a shame. It’s a shame that parasites should enslave children who are not yet born so that they can have a standard of living they haven’t paid for. And it’s laughable that they impugn the character of productive private sector workers and business owners by talking about “Greed”. The parasites in the public sector unions are the greedy ones. What could be more greedy than intergenerational theft?

Filed under: Commentary, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

In France, unionized thugs riot against maturity and responsibility

Here’s a story about the public sector union riots in France from Bloomberg News. (H/T Mary)

Excerpt:

French refineries remained shut, trains were on half service, schools closed and gas stations ran dry as unions held their fourth strike in two months against President Nicolas Sarkozy’s plan to raise the retirement age.

Sarkozy has refused to retreat from a proposal to increase the retirement age for a full pension to 67 from 65. His plan would bring France closer to Germany and the U.S., which are moving toward setting 67 as the full-retirement age, according to the Organization for Economic Cooperation and Development.

The French Senate is set to vote on the pension measure this week, giving final parliamentary approval to a plan to eliminate the retirement-system deficit by 2018.

“This reform had been postponed for too long and the deadline couldn’t be push further anymore,” Sarkozy said at a press conference in Deauville, France. “I hope that everyone stays calm so that things don’t go beyond certain limits. We cannot live without gasoline. I will see to it with the security forces that public order is guaranteed.”

Some protests turned violent, with youths today fighting police in the Paris suburb of Nanterre. In Lyon, some demonstrators broke shop windows and pillaged stores, L’Express magazine said on its website. Television reports showed snaking lines of drivers waiting to fill up on gas as about a quarter of the country’s 12,000 service stations carried signs saying they’d run out of fuel.

Government ministers said France has enough fuel to last several weeks and that they’ll continue to use police to break up barricades at oil depots.

[...]France’s 12 refineries have been on strike for a week, and no crude is arriving at the ports of Marseille, Le Havre and Nantes.

[...]Exxon Mobil Corp. declared “force majeure,” in France, saying it will be unable to meet some of its oil supply obligations and that it has begun shutting down its Gravenchon refinery, the larger of its two oil-processors in the country.

“A complete shutdown of the refinery is now under way,” Catherine Brun, an Exxon spokeswoman in Paris, said by phone today. “We cannot deliver products out of tanks.”

Total SA, the country’s biggest oil company, said a quarter of the 4,000 service stations it operates in France face shortages of one or more fuel products because of the strike.

[...]In France, the average retiree gets a net 65 percent of his average qualifying wage in government pension payouts, compared with 61.5 percent in Germany, 47 percent in the U.S. and 44 percent in Britain, according to the OECD.

I’m not sure why, but the word “extortion” pops into my mind. Or maybe I was thinking of “arrested development”. What is it called when grown men and women refuse to grow up and take responsibility for their own lives and insist on receiving entitlements provided by their harder-working neighbors?

Could a public sector union pension crisis happen here in the USA? Well, consider this article from The Economist, a radically-left-wing pro-Obama magazine. (H/T ECM)

Excerpt:

CHUCK REED is the Democratic mayor of San Jose, California. You might expect him to be an ally of public-sector workers, a powerful lobby in the Golden State. But last month, at a hearing on pension reform held by the Little Hoover Commission, which monitors the state’s government, Mr Reed lamented his crippling public-pensions bill. “City payments for retirement benefits have tripled over the last ten years even though our workforce has declined dramatically, and we have billions of dollars in unfunded liabilities that the taxpayers must pay,” he said.

Mr Reed estimated that the average cost to his city of employing a police officer or firefighter was $180,000 a year. Not only can such workers retire at 50, but some enjoy annual pension payments greater than their salaries. They are also entitled to cost-of-living increases of 3% a year, health and dental insurance for life and lump-sum payments for unused sick leave that could reach hundreds of thousands of dollars.

Plenty of similar bills are looming in America’s public sector: in municipalities, in the federal government, and especially at state level. Defined-benefit pensions, which link retirement income to salary, are expensive promises to keep. The private sector has been switching to defined-contribution plans, in which employees bear the investment risk. But the public sector has barely begun to adjust, and has built up a huge liability to its staff. Worse, it has not funded the promises properly.

Joshua Rauh, of the Kellogg School of Management at Northwestern University, and Robert Novy-Marx, of the University of Rochester, estimate that the states’ pension shortfall may be as much as $3.4 trillion and that municipalities have a hole of $574 billion. Mr Rauh calculates that seven states will have exhausted their pension assets by 2020—even if they make a return of 8%, a common assumption that looks wildly optimistic. Half will run out of money by 2027. If pension promises are to be kept, this will place immense strain on taxes. Several have promised annual payments that will absorb more than 30% of their tax revenues after their pension funds are exhausted (see chart 1).

Now the problem is making headlines, especially in California, where taxpayer groups have been highlighting the generous pensions of some former employees. More than 9,000 beneficiaries of CalPERS, the largest state retirement plan, receive more than $100,000 a year.

The stage is set for conflict between public-sector workers and taxpayers. Because almost all states are required to balance their budgets, any extra pension contributions they make to mend a deficit will come at the expense of other citizens. Utah has calculated it will have to commit 10% of its general fund for 25 years to pay for the effects of the 2008 stockmarket crash. But attempts to reduce the cost of pensions are being challenged in court and will be opposed by trade unions, which still have plenty of members in the public sector.

It’s not good for people to go through life becoming more and more accustomed to bailouts and redistributed wealth from their neighbors. Everyone should have to earn their own money and provide for themselves during their own retirement years. It’s not good to be dependent on other people – it’s better to make your own way in the world, and to share with others who have less than you do.

Filed under: News, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

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