Wintery Knight

…integrating Christian faith and knowledge in the public square

Pro-life family wins case to avoid paying Obamacare surcharge on health insurance

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Scheming Unborn Baby scheming about becoming an ADF lawyer

Great news from Life News.

Excerpt:

A pro-life leader and his family who lost their health plan due to Obamacare filed suit in federal court this year. The family was suing because they were being forced on to the state’s health insurance exchange, which only offers plans that require them to pay for other people’s abortions.

Barth and Abbie Bracy had insurance through a private insurer, but Obamacare forced the insurer to cancel the policy effective later this year. Forced on to the Obamacare exchange, the Bracys were left only with plans that include a mandatory surcharge used to fund the elective abortions of others. Ironically, Barth Bracy is executive director of The Rhode Island State Right to Life Committee and has warned people of exactly the problems his family is now facing.

The lawsuit also challenged secrecy clauses within Obamacare which forbid Americans from being told prior to enrollment whether the plans they would purchase on an exchange will include abortion coverage. The clauses also forbid Americans from being told how much of the premium is a federally mandated abortion surcharge that pays for other people’s elective abortions.

Now, their attorneys, Alliance Defending Freedom, have informed LifeNews that the Bracy family won’t be forced to pay Obamacare’s abortion surcharge.

Alliance Defending Freedom attorneys voluntarily dismissed their lawsuit against federal and state officials Wednesday after the addition of Obamacare plan options that, for the first time in Connecticut, will not require participants to pay for others’ elective abortions. Despite the Connecticut change, many American families are still being forced to pay hidden abortion surcharges.

“Americans should not have to pay a special fee for other people’s abortions in order to take care of their own family’s health,” said ADF Senior Counsel Casey Mattox. “The Bracy family has experienced first-hand the kind of deception that was used to pass and that continues to pervade this law. While we are pleased that Connecticut families will now have a choice to avoid paying this abortion surcharge, it is a shame that other families won’t have that choice, and that most Americans don’t even know that they must pay this secret fee.”

Federal law forbids taxpayer subsidies for elective abortions; however, the Affordable Care Act requires every exchange plan that includes abortion to collect a separate fee that is used exclusively to pay for abortions. The ACA further forbids disclosure of the abortion surcharge to customers.

So it’s not just this family that won the case – it’s the whole state!!! I think this is just amazingly awesome. We need more people like this to take on the government, and thank God the ADF is there to defend them. We need more Christian lawyers who are willing to take cases like this.

Filed under: News, , , , , , , , ,

Obamacare bronze plans up 15% on average, but there’s more wrong than just that

Sure, the cost of Obamacare health plans is higher, especially the cheapest bronze plans which are going up 15%.  But that’s not the only thing wrong with Obamacare. Here are 14 more ways Obamacare is a disaster, as reported by the Federalist.

The list:

  1. Premium Increases
  2. Exchange Subsidy Roller Coaster
  3. Reducing the Quality of Insurance
  4. Slashing Quality of Employer-Provided Insurance
  5. Here Come the Trial Lawyers!
  6. Enrollees Are Older and Sicker than Average
  7. People Dropping Exchange Coverage Are the Ones Exchanges Need Most
  8. The Exchanges Benefit Big Business at the Expense of Smaller Businesses
  9. Policy Cancellation Déjà Vu
  10. Medical Research Has Tanked
  11. Medicaid Still Provides Terrible Care for the Poor
  12. The Deficit Will Increase $131 Billion in the Next Ten Years
  13. Fewer Jobs for Low-Wage Workers
  14. More Economic Woes Ahead

The last two stuck out to me, because they have to do with jobs.

Labor force participation rate

Labor force participation rate

Thirteen:

Obamacare’s employer mandate requires employers with 50 or more full-time employees—“full time” defined as 30 hours or more per week—to provide their workers with health insurance or pay a fine. Critics claimed this would lead to an increase in part-time work leading up to the mandate’s imposition, but many liberal economists insisted part-time work was not increasing. Then Jed Graham of Investor’s Business Daily dug into the data and found that work hours had declined for employees in industries where the average hourly wage was $14.50 or less.

Graham showed that part-time work appeared stable because the decline in hours for low-wage workers was offset by an increase in hours for higher-paid workers. As Graham states, “Overall, in these low-wage industries which employ 30 million rank-and-file workers, the average workweek shrank to 27.3 hours per week in July [2014]…. For low-wage industry workers… the recovery in the workweek from a then-record low 27.5 hours in mid-2009 began to reverse in the latter half of 2012, and it’s been pretty much all downhill since then.” Employers appear to be limiting the work hours of employees who are least likely to have employer-provided insurance. Given the low wages, there are likely many workers in this group who are in need of full-time hours.

Fourteen:

The employer mandate is causing even more damage as its January 1, 2015 imposition nears. In August, the Federal Reserve Banks of Dallas, New York, and Philadelphia released survey data on how businesses in their regions were responding to the costs of Obamacare. Businesses that had or were expecting to increase part-time employees, outsourcing, and prices far exceeded the number that that had or intended to reduce them. More business also had or intended to reduce the total number of workers and/or wages in response to Obamacare than expected to increase them.

Obamacare is a job killer. And it hurts low-wage workers the most. Imagine what would happen if Obama did an executive order to raise the price of low-wage workers for employers – another incentive to get rid of them. What a disaster.

Filed under: News, ,

Obamacare fines for non-enrollment TRIPLE for coming year

CBS News reports.

Excerpt:

Americans will see their bank accounts shrink if they don’t sign up for Obamacare in its second enrollment season.

Uninsured Americans who decide not to enroll will face a penalty of $325 per person, more than tripling the $95 penalty those who did not enroll had to pay the first time around.

Children under the age of 18 will be fined $162.50. The maximum amount an uninsured family will be penalized is $975 under the flat-rate method.

[…]CBS News reports that many Obamacare plans will be charging more as a 27-year-old earning 250 percent of the poverty rate will now have to pay an average of 7 percent more for the lowest-cost bronze plan. The analysis from Investor’s Business Daily found that the lowest-cost silver plan will rise 9 percent and the lowest-priced catastrophic policy will go up by 18 percent.

[…]The Health and Human Services Department said earlier this week that between 9 to 9.9 million Americans will receive health care plans through the Affordable Care Act marketplaces for next year’s coverage. That’s lower than the 13 million estimated by the Congressional Budget Office.

[…]The “young invincible” crowd of 18-to-36 year olds is crucial to the law’s success because insurance companies need their business to offset the costs of covering older, sicker and more expensive enrollees.

Recall that conservatives had been warning not enough of these young people have been signing up to pay for these more expensive enrollees. The people who need to be FORCED to sign up are the young people who don’t use health care. These young people – especially young men – have to be forced to pay into the system while not taking anything out. Young men almost never use health care, so they are the perfect serfs for this government controlled health care plan. If lots of young men have to sign up, then the people who need their substance abuse treatments, etc. can get it much cheaper.

Makes you wonder why young people still vote Democrat, doesn’t it? Especially young men! It makes no sense to me.

Filed under: News, , , ,

Video: Obamacare architect admits deceiving the public was needed to get it passed

CNS News reports.

Excerpt:

A key architect of Obamacare has been caught openly boasting about taking advantage of, what he calls, “the stupidity of the American voter.”

MIT economics professor Jonathan Gruber spoke at a panel on October 17 on the political hurdles Obamacare faced in 2009-10. The video was unearthed and posted on Youtube by American Commitment.

Gruber was instrumental in crafting the legislation that was signed into law in March 2010.

In the midst of his explanation, Gruber bragged about the multiple deceptions the Obama White House perpetrated on the American people:

“This bill was written in a tortured way to make sure CBO did not score the mandate as taxes. If CBO scored the mandate as taxes, the bill dies. So it was written to do that. In terms of risk related subsidies, if you had a law which made explicit that healthy people pay in and sick people get money it would not have passed. Lack of transparency is a huge political advantage. And basically, call it the stupidity of the American voter or whatever, but basically that was really, really critical to get the thing to pass.”

This is a jaw dropping disclosure of the political lengths those in the Obama Administration were willing to go to avoid the hard truths about their signature legislative achievement.

This story is in the news, but this isn’t the first time I’ve blogged about Gruber.

Last November, I wrote about an interview with Jonathan Gruber.

Gruber said this:

“We currently have a highly discriminatory system where if you’re sick, if you’ve been sick, if you are going to get sick, you cannot get health insurance,” Gruber told host Chuck Todd. “The only way to end that discriminatory system is to bring everyone into the system and pay one fair price. That means that the genetic winners, the lottery winners, who’ve been paying their artificially low price because of this discrimination, now will have to pay more in return. And that, by my estimate is about 4 million people. In return, we’ll have a fixed system where over 30 million people will now, for the first time, be able to access fairly priced and guaranteed health insurance.”

So if I’m a man who chooses not to use drugs, I am a genetic winner, and I need to pay more to cover the substance abuse treatment coverage for those genetic losers who do choose to use drugs. If I’m a man, who doesn’t want to be a woman, I have to pay more in insurance to cover the sex-change surgery of men who do want to be women. If I’m a man who marries and has kids, I have to pay for the IVF of the career feminists who never marry and wait until they are 40 and want suddenly want IVF. And so on.

So according to Gruber, this law was about redistributing wealth from the beginning.

Imagine Obamacare applied to auto insurance. It would be like paying more for your auto insurance on a low-risk SUV to cover people who drive expensive motorcycles, which are more risky. You aren’t subject to high risk, but your must pay for those who are. That was the whole point of the law. And eventually, more mandatory coverages will be added for politically correct treatments like IVF, breast enlargements and sex changes, as is done in other socialized health care systems in the UK (breast enlargements, IVF) and some provinces in Canada (sex changes).

Think about that when the insurance premiums for Obamacare exchange plans finally get published and the premium are much higher. They. Knew.

UPDATE: The Daily Caller reports that University of Pennsylvania has now pulled the video but the one I linked to above is still live.

Filed under: News, , , , , , , ,

What does Obama plan to do through executive order after the midterm elections?

Three things, and here they are in this Washington Times editorial.

Excerpt:

The first roundhouse swing: Unless we could quarantine the White House, Mr. Obama’s amnesty announcement will sucker punch millions of Americans who could lose jobs to millions of illegal immigrants. Immigration officials already are advertising to purchase up to 39 million plastic ID cards over the next five years. These are to be Employment Authorization Documentation (EAD) cards, two-year work permits like those given by Mr. Obama to over 800,00 “Dreamers.” Also, Permanent Residency Cards (PRC, often called green cards). Typically, they are good for 10 years.

The solicitation says the base number needed is 4 million cards a year, plus possible “surges” of an extra 5 million ID cards in 2015, 5-million in 2016, 3 million in 2017, 2 million in 2018 and 3 million in 2019. Each is to have embedded RFID chips and holographic images.

Punch No. 2 is more scary news about Obamacare. Next year’s rates should have been revealed Oct. 1st, but that was purposefully delayed until Nov. 14th. Analysts project premiums on the low-cost plans will rise by 14 percent next year. These are high-deductible policies, criticized for requiring a $6,000 deductible to be paid before insurance kicks in. Investors Business Daily reports an expected 64 percent jump in Seattle, rising from $60 to $98 per month. Other examples: In Providence, R.I., the monthly change would be from $72 to $99 per month; Los Angeles from $88 to $111; New York City from $97 to $114.

This Obamacare wallop is a combination punch. Exemptions for “non-compliant” policies will expire, meaning that people who like their coverage cannot keep it. They’ll be knocked down into the Obama mess of high premiums, high deductibles and less choice of doctors. For example, Colorado suffered 22,000 policy cancellations last month alone, with 193,000 more expected in the next year.

Mr. Obama’s third strike at Americans’ jaws is a massive prison release. Expect 20,000 inmates to receive executive clemency in addition to the 36,000 illegal immigrant convicts set free in 2013. Most will be minorities and that’s the heart of the matter. Mr. Obama and Attorney General Eric Holder have often complained that minorities are sentenced for too long, especially for drug offenses. The Justice Department announced this “New Clemency Initiative” in April, then invited criminal defense lawyers, public defenders and the ACLU to do the screening for who they think should be turned loose.

They claim that violent offenders will be weeded out. But this administration is notorious for announcing supposedly strict guidelines but failing to follow them.

There’s also a major risk because a high number may include those recruited in prison by radical Islamists. Those jihadists focus on black American prisoners who want revenge against supposed injustice. The risk is that another Alton Nolen may be among those put on our streets. Nolen, an Islamist convert, was let out of Oklahoma’s prisons early and now is accused of beheading a co-worker in his pursuit of jihad revenge.

Mr. Obama’s plans are in place for the one-two-three punch on amnesty, Obamacare and get-out-of-jail-early. The last remaining barrier protecting us from Obama-unchained is his need to protect fellow Democrats on Nov. 4th. That date is like a boxing bell, signaling Mr. Obama to unleash his barrage.

Regarding that third “punch”, recall that convicted felons vote OVERWHELMINGLY Democrat. That’s why he wants to let them out. We already know that he opposes voter ID verification. Between the release of criminals and the amnesty of criminals, we may never see another roadbock on the road to serfdom ever again in this country.

Filed under: News, , , , , , , , , , ,

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