I know that Obama talked a lot about wanting to help people without insurance find insurance, but so far all he done is make a lot of people lost their insurance (and more to come in 2014!).
Here’s a story from ABC News.
More than 35,000 customers in North Dakota face discontinued health coverage because their plans are being scrapped due to new requirements under the Affordable Care Act.
The three major health insurers in North Dakota were asked to report to state regulators their enrollment figures and cancellations resulting from the health reform act, commonly known as Obamacare.
The state’s largest health insurer, Blue Cross Blue Shield of North Dakota, covers about 31,600 members – 17,000 in small groups and 14,600 individuals – whose insurance plans are being discontinued.
That combined figure represents 8 percent of the North Dakota Blues’ 400,000 membership total.
[...]The total number of North Dakota residents who must switch coverage is 35,585, according to the tally by the state Insurance Department.
“You have almost 36,000 North Dakotans who either are or will be losing their health insurance policies, and this is after they and all Americans have been told they will be able to keep their health insurance,” Insurance Commissioner Adam Hamm said Friday.
The premiums are all going up because Obamacare mandates new coverages, which people did not have on their old plans. They didn’t have those coverages because they didn’t need them. For example, people who weren’t addicted to drugs didn’t request treatments for drug addiction. But now we all have to pay for it, whether we use it or not. That makes prices go up!
Under the new requirements, deductibles for individuals or small groups are generally capped at $2,000, with an exception allowing caps of up to $5,000 for individuals and $3,000 for small groups.
Total out-of-pocket expenses now cannot exceed $6,350 for an individual or $12,700 for a family.
Nationally, estimates of the percentage of policies that will be discontinued under the new coverage requirements have ranged from 40 percent to 67 percent, Krystopolski said.
In most cases, plans failed to meet the new requirements because they did not cover maternity care or because the deductibles were too high, she said.
So how many of those 35,585 people that the Democrats kicked out of their insurance plans have found new ones on the Obamacare exchanges?
Besides collecting information on cancellations, Hamm’s office asked the three major health insurers to report the number of enrollments under the new health insurance marketplace provided by the Affordable Care Act.
As of Friday, the three insurers have logged 30 enrollments covering 37 people, a number Hamm called “concerning.”
Remember that these figures only represent the effects of the individual mandate. Things are going to get a lot worse when the employer mandate takes effect in 2014. For those of us with health care through our employers, our day is coming.