Wintery Knight

…integrating Christian faith and knowledge in the public square

New study: cohabitation produces far inferior outcomes to marriage

This study is from the American College of Pediatricians.

The Stream writes about the study:

The American College of Pediatricians recently published a paper, Cohabitation, which cautions adolescents and young adults about the negative consequences of cohabitation for both themselves and their children, and urges parents to teach their children about the advantages of waiting until marriage.

More young people are now first cohabiting than are marrying without prior cohabitation, yet research shows that, rather than being a stepping-stone to a healthy marriage, living together before marriage (cohabitation) makes couples more likely to break-up and more likely to divorce if they do marry. It results in lower marital satisfaction and increased negative communication.  Cohabiting couples spend less time together; men are more likely to spend their time on personal pleasure than do married men.

Commitment failure:

Cohabiting couples are now less likely to later marry than 40 years ago. Controlling for other factors that increase risk of divorce, marriages preceded by cohabitation are still 50 percent more likely to end in divorce.  (Some recent studies challenge this, but are scientifically flawed and omit the raw data.)  Also 27 percent of cohabitations dissolve without marriage in the first three years.

Domestic violence:

Cohabiters commit increased violence against their partner. Women are nine times more likely to be killed by a cohabiting partner than by their husband. Severe violence is four times as common among cohabiting couples; any violence is nearly 50 percent more common among couples cohabiting before marrying and doubled among couples continuing to cohabit after five years.

Alcohol abuse:

Men who cohabit without marrying in 5 to 10 years have more than double the rate of alcohol abuse as married men; women who cohabit without marrying have 4 to 7 times the rate of alcohol abuse as married women.

Infidelity:

Cohabiters, both men and women, have rates of infidelity in the preceding year more than triple that of married spouses. Among the married, those cohabiting prior to marriage were 50 percent more likely to be unfaithful as those marrying without cohabiting.

Poverty:

Poverty is more common among cohabitating women and their children. Their male partners have both a higher unemployment rate (15 percent vs 8 percent), and work less hours if employed.

Abortion:

Cohabitating women are ten times more likely to have an abortion than married women, and suffer from its associated mortality and morbidity. In fact, 89 percent of women who have had abortions have at one time cohabited; 40 percent have lived with three or more men. Abortion also puts future children at risk, especially from extremely premature birth.

Harm to children:

Children who survive also suffer due to parental cohabitation.  They have increased risk of losing a parent to divorce or separation, possibly multiple times.  Children born of cohabiting parents are over four times more likely to suffer separation of their parents by their third birthdays (49 percent) than those born to married parents (11 percent).

[…]Nearly one-third of couples enter into cohabitation with a child from a previous relationship, as do half of those cohabitating for six years or longer. Children living with a parent and unmarried partner (live-in boyfriend) have 20 times the risk of sexual abuse and eight times the risk of all maltreatment compared to children living with married biological parents.  Even if the couple marries, stepchildren have over eight times the risk of sexual abuse and triple the overall risk of abuse of neglect. Girls living with a stepparent had 60 percent higher risk of being raped than girls living with their biological parents.

Depression:

Women in cohabiting relationships have more depression than married women, and poorer responsiveness to their children’s emotional needs.  Children whose mothers are depressed have increased cortisol responses to stress (which may explain their increased hypertension in adulthood). Children with unmarried mothers are half as likely to be breastfed, leading to higher rates of asthma, pneumonia, ear and intestinal infections, diabetes, obesity, and lower intelligence.

Please believe me when I say that you should click through to the Stream and read the entire article.

So what do I want to say about this in my 500 words? Well, I want to say that the cohabitation issue is a good opportunity for us to reason about whether there should be any rules around sexuality and relationships.

Our culture is absolutely poisoned right now with a kind of feelings-oriented non-judgmentalism that prevents debate. Everything has been reduced to people feeling “offended” and using the power of government to stifle debate. Nowhere is this more evident than on the university campus, which is the source of the problem. This hyper-tolerance and emotional non-judgmentalism leaves people open to making poor decisions that cause self-destruction and harm to others. As a result, young people are blindly accepting a script for sexuality and relationships from the culture, e.g. – Hollywood, celebrities, and ideologically-driven academics. A script made by professional story-tellers insulated from the consequences of their ideas.

As Christians, we seem to have so much trouble talking to young people about rules around sexuality and relationships. So many young people think that premarital sex is benign. That cohabitation is no big deal. And that redefining marriage cannot be opposed. Christian parents and pastors are not preparing themselves to discuss these things with young people. If there is a battle of ideas, and one side shows up with a bunch of feelings and lies, that side still wins – if the other side doesn’t show up at all. Don’t be so focused on your career and your own self that you fail your children by failing to discuss and debate with them about the issues. Don’t assume that just because your children look OK on the surface that there are not serious questions underneath.

There is so much I could say about this problem of talking to young people. As I argued in a previous post, I truly believe that apologists should not neglect these social / cultural / fiscal issues. We have to study them and know how to argue for our values using secular arguments and evidence, such as you see in the study above. Once young people have decided that Christian teachings on sexuality (e.g. – chastity, courting) are primitive and irrational, or worse, then getting them to accept Christianity becomes that much harder. And that goes double for marriage. If they think that cohabitation, no-fault divorce, same-sex marriage and gay adoption are opposed for no other reason than blind prejudice or even hatred, then we’ve lost before we even begin to make our first philosophical argument. We have to use a combined arms approach.

Let’s attack! Now is the time!

Filed under: News, , , , , , , , , ,

Why do some people not move in together before marriage?

I find Lindsay’s blog useful for getting a bird’s eye view of marriage. I like it because she and her husband Doug are running such a tight game plan and it’s clearly working. It makes me feel good about not blindly following the culture’s rules for relationships. One of the cultural norms that’s really popular these days is cohabitation.

Here’s a post by Lindsay about cohabitation.

I’m going to quote some stuff from her post, and you see if you catch sight of something she is talking about that is missing from relationships today:

Marriage is meant to be a lifetime commitment between a man and a woman in which they physically, spiritually, and emotionally bond to become one. This bonding of the entire self only works properly when all other options are permanently rejected. It is the nature of erotic love to include only two people. Each person has only one self and can only give that self wholly to one other. In order to bind oneself so tightly to another, it is necessary to forego binding in that way with any other at any time. Thus true love requires commitment.

[…]A person who is “keeping their options open” is not exhibiting love.

Marriage is designed to be a safe and loving environment for the sharing of self. When two people commit to each other before sexual intimacy, they affirm that their love for the other person is not contingent on bedroom performance (or anything else). True love says “I love you, whatever the cost may be, no matter what I may find out about you in the future, and nothing you do will ever change that.” When two people who have remained sexually pure commit to one another in marriage, they show the ultimate expression of love. They commit to one another without reservation, without exception clauses, without knowing everything, but having decided that whatever they may learn will not induce them to reject the other person. It takes courage and sacrifice to love like that. But anything less than full commitment is not true love. Conversely, cohabitation before marriage is not an environment that builds love and trust. Cohabitation, as a “trial period,” says to the other that they better measure up or else. It is an inherently selfish relationship that objectifies the other person. The emphasis in cohabitation is on getting what you want out of the relationship, which is the exact opposite of the emphasis in marriage, which is giving of yourself for the good of the other person. What is loving about taking pleasure in another’s body with the understanding that you may simply walk away if they don’t please you enough?  Cohabiting couples end up evaluating each other’s merits rather than giving of themselves. Their relationship is based on scrutiny rather than acceptance. Such an environment is not likely to build a healthy and lasting relationship.

Cohabitation before marriage also takes the joy of discovery out of the first part of marriage. The first few months of marriage are meant to have a lot of surprises. The newlyweds should have fun finding out what the other likes and how to please one another in an environment of mutual trust and commitment. There should be an air of excitement as they try new things together for the first time. Experiencing new and intimate things with the other person under the umbrella of a marriage commitment takes much of the performance pressure off and is crucial in building a strong and lasting bond between them. It allows both partners to be themselves without fear of rejection since the other person has already committed to them for life.

Contrary to everything you heard in the culture, romantic love is not about getting your needs met by someone else who is “perfect” for you. It’s about making a selfless commitment to love someone no matter how much he or she changes, no matter how much he or she fails. The point of the relationship is not to have happy feelings, it’s to enjoy building your little castle around this other person who is building his or her castle around you. Marriage is about enjoying the intimacy that you are building up by making an exclusive promise to that one person, instead of being distracted by everyone else, and even your own changing feelings.

People who know me well know that I have a pet bird. His species normally lives 15-20 years with excellent care. Mine is now 26 years old. When I would fly away to interviews in other cities, I would always get emotional when coming home and flying over my home airport – because I knew he was waiting for me to come home. In graduate school, I would call home from the computer lab to see what he was doing. I can completely understand why women hate leaving their children during the day. Now, I always had big plans for him, like teaching him to talk and teaching him to be toilet-trained. And I spent a lot of time with him trying to get him to do those things. Sometimes he learned, but sometimes he didn’t. I see lots of other birds of his kind who are younger on Youtube. Some can talk and do neat tricks. But my bird is my bird, and because he is mine, I am loyal to him. He is the only bird in the world who flies towards me instead of away from me. He is the only bird in the world who sings to me when I come home.

Love isn’t about thinking about what you can get that’s better than what you have. It’s about making commitments and enjoying the experiences you have together, and how you build familiarity and intimacy with this one other person. I really think that what premarital sex and cohabitation teaches people is to enter relationships with one eye on the exit, and sabotage things at the first opportunity. What break-ups teach you is how to prepare for break-ups, how to hold back, how to not trust, how to separate your feelings from touching, how to not be vulnerable, and how to not invest in other people because something is “wrong” with them. It’s sad that it’s come to this. Everyone seems to be jumping straight into sex thinking that this is what relationships are about, and they are ruining their ability to marry and find out what relationships are really about – giving each other a sense of safety and belonging. What’s much more important than compatibility and happy feelings is the ability to make a commitment that survives disappointments.

Filed under: Personal, , , , , , , , , , , , , , , ,

William Lane Craig: find a wife who is interested in your field of study or ministry

Don't marry a "follow your heart" woman

Blake sent me this question and answer from Dr. William Lane Craig’s Reasonable Faith web site.

The question is this:

Dear Dr. Craig,

As one who has recently discovered the realm of apologetics in the past couple years, you were one of the first I had come to know, and it has been a pleasure reading some of your material and watching your debates. I am currently only a junior in college and am studying philosophy and religious studies and love it, and hope to attend seminary in the future and get my masters in apologetics, God willing.

My question for you is not necessarily a theological or philosophical question but a question that I am hoping I could get some pastoral advice from you about that I feel you are perhaps the best suited to answer. I recently got married this past summer to an amazing woman I met at a one year bible college I attended a couple years ago and it has been great. But between transferring to a new (secular) school and being constantly busy with school and work I feel like my relationship with God is constantly on the backburner, as I am not getting into the word nearly as much as I used to and my prayer life is nearly nonexistent, and because of this my relationship with my wife is not where it should be either.

I love my major and I love my wife, but they don’t seem to overlap very well, as my studies are normally more time intensive than hers and also she see’s my talking about it more as an annoyance than anything. I guess why I am writing you is because I am getting so spiritually burnt out and need advice on how to ignite/maintain my relationship with God and keep a healthy relationship with my wife and if having an aspiration of being an apologist is worth it. Not only does everyone else not see why I have picked the path I have because they see philosophy as impractical and I won’t be able to support a family with such an aspiration, but the path itself is difficult as I do not have many other fellow Christians in my classes and so I am being practically scorned in all directions. I often ask myself if it is worth it and if I should find some other path that would be more conducive to married life and family life that her and I hope to start in the foreseen future.

Dr. Craig is there a light at the end of the tunnel? Even if I make it through my undergraduate years, will seminary be any easier? I hope to seek out a spiritual mentor in the future but am still getting acquainted with our new local church and would love to have some direction until then. Thanks for your help and your great ministry!

Wesley

I just want to quote the first part of Dr. Craig’s answer, then I’ll comment briefly below.

Obviously, Wesley, not knowing you or your wife, I cannot counsel you adequately. Indeed, I’d urge you to treat this crisis with the utmost seriousness by finding a pastoral counselor or older married couple whom you both trust who can advise you on how to go forward.

Before I respond to your concerns, Wesley, I want to alert other readers to the importance of what Wesley has to say. He has married a woman, who, though “amazing,” does not share his interest in or burden for philosophy and apologetics and so finds his talking about such things an annoyance. I strongly urge those of you who are single to make having a shared interest in your field of study and ministry a top criterion in selecting a spouse. It doesn’t matter how beautiful she is or what a great cook she is if she has no interest in your field of study and so sees talking about things that you are passionate about as an annoyance.

That’s enough Dr. Craig – now it’s time for my comments (which disagree with his in places).

First of all, if you are thinking of studying philosophy or New Testament, etc. then you either need to do it full-time and give up marriage and family, or do it part-time and make your main job a STEM job. I have a friend who has actually done the “full time STEM, part-time philosophy/New Testament” plan, and he has 3 Masters degrees (done part-time) and is completing a PhD (part-time) – and has not a stitch of debt. He is in his 30s. He does not intend to marry, so he is more focused on getting these degrees than saving up for his marriage. His first priority is to put points on the scoreboard, and he doesn’t see marriage as a way to help him do that.

Second, if you are a man with a plan whom God has invested with certain resources – degrees, finances, good health, etc. – then you cannot throw it all away for the wrong woman. Talk to the woman you want to marry, and see if she:

  1. has cultivated characteristics that are useful in a wife and mother (chastity, sobriety, self-denial, hard work, frugality, etc.)
  2. has rejected feminism and understands the roles, responsibilities and needs of men, women and children
  3. accepts that the purpose of the relationship is to pool resources and cooperate in order to serve God better – not her and not you
  4. accepts that following a plan is a produces better results than chasing culturally-determined notions of happiness
  5. is able to identify threats to Christianity in the culture and has studied and prepared to respond to them
  6. is able to acknowledge and understand what her husband is trying to achieve and respect his preparations and plans

One positive way to learn how to make good decisions about women is to take some time out to study economics, politics, etc. and develop a marriage plan that has realistic measurable goals and a realistic interim steps to reach them. That project plan enables you to prepare yourself for marriage and your male roles (provider!) by getting the right skills and resources. And it also allows you to lead a woman so that she can develop herself to be ready for marriage to you. I hope that she would already have done a lot of the work by herself, (chastity, STEM degree, debt-free, good job, apologetics, conservative politics), before she even meets you. Then what’s left is just the final alterations to each of you so the fit is hand in glove.

I have always believed that I could lead any woman and make her more suitable for being a good wife and mother, no matter how badly she had screwed up her life before. So long as she takes responsibility for her own decisions, does not blame anyone else for her mistakes, and is willing to grow. That is the only way that she will be a suitable helper and the mother of effective, influential children. I think the women I have mentored would agree that however far we got, I left them better than when I found them. But some women do not want to be better, and that’s the kind you need to avoid in order to avoid squandering your resources that God has entrusted to you to produce a return for him.

A good marriage cannot be finessed with emotions and intuitions and pursuing fun and thrills. It cannot be undertaken by people who refuse to grow up. It takes planning and work. You can’t go to an Olympic ski jump, put on skis for the first time and slide down the ramp and stick the landing the first time. You have to train and practice first – a lot.

Nobody ever showed up at the Olympics and got a gold medal by doing what was easy and fun at every opportunity, throughout their teens and 20s.

My courting questions would have been very useful for detecting whether a woman is willing to develop herself so that she will be a good wife and mother. I don’t think that the wife described in the original question above would have passed any of these questions. It’s not the time to start asking these questions after you are already married, either. It was a huge mistake to be swayed by appearance, youth and fun. It was the man’s mistake – he chose her. Don’t you make the same mistake as this guy.

Filed under: News, , , , , , , , , , ,

Differences between moving in together / living together and getting married?

Marriage and family

Marriage and family

Dad sent me this article from the Daily Signal. Let’s look at it, then I’ll give my opinion on this research.

Five points:

  1. Cohabiting couples are more prone to break up (and break up for good) than married couples
  2. Even after marrying, women who cohabitated prior to marriage are more apt to separate or divorce than those who did not.
  3. Men who cohabit tend to make less money than their married counterparts
  4. Among young mothers, married women are more financially secure than cohabiting women
  5. Cohabiting couples report more depression and more alcohol problems than married couples

The key points for me:

1. Cohabiting couples are more prone to break up (and break up for good) than married couples.  In the May 2003 issue of the Journal of Marriage and Family Study, Georgina Binstock and Arland Thornton found that, in the first year of living together, couples who cohabited were eight times more likely to end their relationships than those who were married.  In the second and third years, those rates decreased to four and three times more likely, respectively.  And when it comes to getting back together after a breakup, cohabiting couples were about a third less likely to get back together again.

2. Even after marrying, women who cohabitated prior to marriage are more apt to separate or divorce than those who did not.  One study demonstrated that for women who lived with their partners before marriage, it was 33 percent more likely for their marriages to result in separation or divorce.

5. Cohabiting couples report more depression and more alcohol problems than married couples.  Even when controlling for race, age and gender, cohabiting individuals reported higher levels of depression than married ones, 2.8 points according to one study.  In another study, cohabiting individuals were three times more likely to report having problems with alcohol consumption than those who were married, as well as 25 percent more problems than single people who did not cohabit.  Cohabiting women indicated more alcohol problems than married women—and men who cohabited said they had more alcohol problems than both married and single men.

This article from the UK Daily Mail that Dina sent me says that 9 in 10 children being born now will see their parents split by the time the children reach 16.

It says:

Nearly nine out of ten babies born to co-habiting parents this year will have seen their family break up by the time they reach the age of 16, says a study.

Half of all children born this year will not be living with both natural parents when they reach their mid-teens, and almost all those who suffer family breakdown will be the children of unmarried parents, added the report.

The study, based on figures from the national census and large-scale academic surveys, extrapolates from current trends and calculates that just 9 per cent of babies born to cohabiting couples today will still have their parents living together by the time they are 16.

The report adds that the declining popularity of marriage and the rise of co-habitation will damage the lives of increasing numbers of children.

The figures were produced by researcher Harry Benson, of the Marriage Foundation think tank, who said: ‘The report provides solid evidence that married parents are more stable than unmarried parents.

[…]The study by the think  tank, which is headed by High Court family division judge Sir Paul Coleridge, was based  on findings from the census of 2001 and recent results from Understanding Society, a government-backed survey which charts the lives of people in 40,000 homes.

The report said that in 2001, four out of ten teenagers aged 15 were not living with both parents, and among the parents of 15-year-olds who stayed together, 97 per cent were married.

The article is from 2013, but I don’t see why things would have gotten any better. We are even more supportive as a society now of adult selfishness and less inclined to take care in our courting so that children are not deprived of fathers and/or mothers through our poor decision making.

So I’ve had experiences mentoring two women who started off as Christian, fell away from Christianity, then returned to the faith. Both of them spend time cohabitating with atheist men. So when I read numbers like the ones above, I want to warn Christian parents. You should not assume that your daughter will always be a Christian when you are raising them. You have to talk to them about these issues and share these numbers with them. Although you can start by telling them what the Bible says, you have to go on from there to explain what a romantic relationship looks like between Christians, and what happens to people who reject the Bible and start having premarital sex.

I am writing this as a virgin who had no trouble with the Bible. I take the rules on sexuality seriously. I am saving my first kiss on the lips for my engagement. But the reason why this is so easy for me, and so hard for others is because I am being bounded by evidence. I am not making decisions while drunk. I am not embracing a cultural view of what a good romantic partner is. I am not getting my moral rules and boundaries from my peers or from the culture. There is a lot more to building your defenses than just quoting the Bible. Lots of people quote the Bible, but they still end up raising fatherless children or having abortions. Parents, take the time to teach them the evidence.

Filed under: Commentary, , , , , , , , , ,

Why is it so hard to get married these days?

A long, long time ago when I was in my “read one or two books about everything important” phase, I remember coming to marriage and picking out two books to read on that. The first was the Judith Wallerstein study on “The Unexpected Legacy of Divorce”, which talked about children’s experience of divorce over the 25-year period following their parent’s decision to divorce. The second was F. Carolyn Graglia’s book “Domestic Tranquility”.

I found an essay about the latter book that seems to be either the introduction or chapter one. I just thought I would share it here, because I am at the point in my life where I am wondering why people find it so difficult to get married. It turns out that marriage was ruined for my generation a long time ago.

Let’s see how it happened:

Since the late 1960s, feminists have very successfully waged war against the traditional family, in which husbands are the principal breadwinners and wives are primarily homemakers. This war’s immediate purpose has been to undermine the homemaker’s position within both her family and society in order to drive her into the work force. Its long-term goal is to create a society in which women behave as much like men as possible, devoting as much time and energy to the pursuit of a career as men do, so that women will eventually hold equal political and economic power with men. This book examines feminism’s successful onslaught against the traditional family, considers the possible ramifications of that success, and defends a woman’s choice to be a homemaker. Feminists have used a variety of methods to achieve their goal. They have promoted a sexual revolution that encouraged women to mimic male sexual promiscuity. They have supported the enactment of no-fault divorce laws that have undermined housewives’ social and economic security. And they obtained the application of affirmative action requirements to women as a class, gaining educational and job preferences for women and undermining the ability of men who are victimized by this discrimination to function as family breadwinners.

Please read that part in bold again. A lot of people love to blame men for everything, and make women out to be perfect, but sexual promiscuity, no-fault divorce laws and affirmative action that discriminates against male providers, were the goals of radical feminists.

We continue:

Certainly, feminism is not alone responsible for our families’ sufferings. As Charles Murray details in Losing Ground,[1] President Lyndon Johnson’s Great Society programs, for example, have often hurt families, particularly black families, and these programs were supported by a large constituency beyond the women’s movement. What distinguishes the women’s movement, however, is the fact that, despite the pro-family motives it sometimes ascribes to itself, it has actively sought the traditional family’s destruction. In its avowed aims and the programs it promotes, the movement has adopted Kate Millett’s goal, set forth in her Sexual Politics, in which she endorses Friedrich Engels’s conclusion that “the family, as that term is presently understood, must go”; “a kind fate,” she remarks, in “view of the institution’s history.[2] This goal has never changed: feminists view traditional nuclear families as inconsistent with feminism’s commitment to women’s independence and sexual freedom.[3]

If you think that Christian women are immune from this lionizing of  independence and sexual freedom, you are much mistaken. There is nothing in most sermons and Bible studies that takes on feminism in the least. Unless a Christian woman is reading books that offer a serious, scholarly defense to feminism (e.g. – Christina Hoff Sommers, Carrie Lukas, F. Carolyn Graglia, etc.) then you should assume that they believe feminism 100%. And you can see it in the way they choose men who are unsuited to marriage, in the way they delay marriage and in the way they idolize career, travel to foreign countries and/or mission trips.

More:

Emerging as a revitalized movement in the 1960s, feminism reflected women’s social discontent, which had arisen in response to the decline of the male breadwinner ethic and to the perception — heralded in Philip Wylie’s 1940s castigation of the evil “mom”[4] — that Western society does not value highly the roles of wife and mother. Women’s dissatisfactions, nevertheless, have often been aggravated rather than alleviated by the feminist reaction. To mitigate their discontent, feminists argued, women should pattern their lives after men’s, engaging in casual sexual intercourse on the same terms as sexually predatory males and making the same career commitments as men. In pursuit of these objectives, feminists have fought unceasingly for the ready availability of legal abortion and consistently derogated both motherhood and the worth of fulltime homemakers.

[…]Contemporary feminism has been remarkably successful in bringing about the institutionalization in our society of the two beliefs underlying its offensive: denial of the social worth of traditional homemakers and rejection of traditional sexual morality. The consequences have been pernicious and enduring. General societal assent to these beliefs has profoundly distorted men’s perceptions of their relationships with and obligations to women, women’s perceptions of their own needs, and the way in which women make decisions about their lives.

Read the rest, it’s a good introduction to the book. Like I said, this book was formative for me. I don’t have life experiences that make me annoyed with feminism, it was books like these that made me an anti-feminist.

So how have men responded to the sexual revolution and no-fault divorce? Well, it goes without saying that most men who do not have premarital sex closed off to them are not going to take on a life-long commitment to protect and provide, if they can get premarital sex with no strings attached for the price of a few drinks. Also, woman who has a lot of sexual experience with a lot of men does not make a very committed, loyal wife for anyone who marries her. The more premarital sex partners a woman has, the more unstable her marriage becomes. That’s the first point to make.

Secondly, if you ask any man today about what is holding him up from getting married, the first thing he will tell you is no-fault divorce laws. No-fault divorce laws were pushed by feminists so that women who became unhappy with their lives as housewives could get out of it easily. And how does this get paid for? Why by enslaving the husband with alimony and child support, of course. Men understand what no-fault divorce does to them, and this yet another way that feminism has made marriage such a difficult enterprise to carry out, especially for men. Whereas women may shy away from marriage because they are worried about being unhappy, men have a much, much more pressing danger in mind – the danger of having your entire life savings wiped out in an instant.

Filed under: Commentary, , , , , , , ,

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